Predictions about the federal health care law, Obamacare, were a dime a dozen when it was being drafted in 2009 and 2010. Supporters contended that virtually everyone around the country would soon have access to affordable insurance. Opponents said the law would cost a fortune by adding to the national debt and killing jobs. Actually, none of those things have happened. The law has taken twists and turns, moving off course from where everyone thought it would be. Unforeseen developments, like significant changes in health cost trends and a sweeping Supreme Court decision on Medicaid expansion, have meant the insurance provisions in the law will cost less than projected. That has quieted some critics who expected massive, deficit-inflating costs. The law has steadily navigated toward its overall goal of decreasing the number of uninsured Americans, without dramatically disrupting the overall health care industry, for better or worse. In 2016, a Republican Congress and President Donald Trump vowed to repeal and replace the law.