Promise Kept rulings on The Obameter

Create a Homeowner Obligation Made Explicit (HOME) score for mortgage comparisons

"Will create a Homeowner Obligation Made Explicit (HOME) score, which will provide potential borrowers with a simplified, standardized borrower metric (similar to APR) for home mortgages. The HOME score will allow Americans to easily compare various mortgage products and understand the full cost of the loan. The HOME score would also help borrowers understand their long-term obligations and would be required to include mandatory taxes and insurance."

Establish 'Promise Neighborhoods' for areas of concentrated poverty

"Will create 20 Promise Neighborhoods in cities that have high levels of poverty and crime and low levels of student academic achievement. The Promise Neighborhoods will model the Harlem Children's Zone and seek to engage all resident children and their parents in an achievement program based on tangible goals, including college for every participating student, strong physical and mental health outcomes for children as well as retention of meaningful employment and parenting schools for parents. Cities and private entities will be required to pay 50 percent of the program costs."

Invest in transitional jobs and career pathway programs

"Will invest $1 billion over five years in transitional jobs and career pathways programs that implement proven methods of helping low-income Americans succeed in the workforce. This investment will be coupled with other measures to encourage the private sector and state and local governments to increase their support of these effective employment programs."

Improve emergency response plans

"Will further improve coordination between all levels of government, create better evacuation plan guidelines, ensure prompt federal assistance to emergency zones, and increase medical surge capacity."

Cap interest rates on payday loans and improve disclosure

Will limit interest rates on payday loans to 36 percent "because predatory lending continues to be a major problem for low and middle income families alike. Obama also believes that we need to ensure that all Americans have access to clear and simplified information about loan fees, payments and penalties, which is why he'll require lenders to provide this information during the loan application process"...And he "will work to empower more Americans in the fight against predatory lending by supporting initiatives to improve financial literacy and financial planning."

Expand public/private partnerships between schools and arts organizations

"Will increase resources for the U.S. Department of Education's Arts Education Model Development and Dissemination Grants, which develop public/private partnerships between schools and arts organizations; also will engage the foundation and corporate community to increase support for public/private partnerships."

Create an artist corps for schools

Will "support the creation of an "Artists Corps" of young artists trained to work in low-income schools and their communities.

Champion the importance of arts education

"Will use the bully pulpit and the example he will set in the White House to promote the importance of arts and arts education in America."

Support increased funding for the NEA

Will "support increased funding for the National Endowment for the Arts, the support of which enriches schools and neighborhoods all across the nation and helps to promote the economic development of countless communities."

Promote cultural diplomacy

Will "improve and expand public-private partnerships to expand cultural and arts exchanges throughout the world."

Add another Space Shuttle flight

Obama "supports congressional efforts to add at least one additional Space Shuttle flight to fly a valuable mission and to keep the workforce engaged. He will work to ensure there is adequate funding to support that additional flight so that it does not interfere with developing the Shuttle's successor."

Use the private sector to improve spaceflight

"Will stimulate efforts within the private sector to develop and demonstrate spaceflight capabilities."

Work with international allies on space station

"Will enlist international partners to provide International Space Station (ISS) cargo re-supply and eventually alternate means for sending crews to the ISS."

Partner to enhance the potential of the International Space Station

"Will enlist other federal agencies, industry and academia to develop innovative scientific and technological research projects on the International Space Station."

Use the International Space Station for fundamental biological and physical research

"Will use the ISS for fundamental biological and physical research to understand the effects of long-term space travel on human health and to test emerging technologies to enable such travel."

Explore whether International Space Station can operate after 2016

"Will consider options to extend ISS operations beyond 2016. After investing so much in developing the ISS, it would be a shame not to utilize it to the fullest possible extent."

Conduct robust research and development on future space missions

"Will support a robust research and technology development program that addresses the long-term needs for future human and robotic missions. He supports a funding goal that maintains at least 10 percent of the total exploration systems budget for research and development."

Increase spending to prepare for longer space missions

Will "support increased investment in research, data analysis, and technology development across the full suite of exploration missions including the Mars Sample Return mission and future missions to the Moon, asteroids, Lagrange points, the outer Solar System and other destinations."

Work toward deploying a global climate change research and monitoring system

"Will lean forward to deploy a global climate change research and monitoring system that will work for decades to come. The recommendations in the recent National Research Council decadal survey on Earth observations from space will guide his priorities in this regard."

Improve climate change data records

"Will strengthen baseline climate observations and climate data records to ensure that there are long-term and accurate climate records. He will not use climate change research data for political objectives."